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Survey: Majority of Austin-area families own fewer than 20 children’s books, which could affect kids’ education

According to a new study by a literacy nonprofit, 58 percent of Central Texas families own fewer than 20 children’s books, and 35 percent own fewer than 20 books total.  The 2018 Central Texas Reading Study cites research that claims having books in the home increases a child’s academic performance. The study, conducted by BookSpring, …

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Just Approved: Loan officer hustles to close three loans at once

Loan officer: Bob Gerson. Property type: Single-family home in Hillsborough. Appraised value: $6.75 million. Loan amount: $4.3875 million. Loan type: 10-year fixed rate, annual adjustable-rate mortgage after first 10 years. Other details: Cash-out refinance at 4.25 percent with 0 points. Backstory: My branch manager introduced me to some clients who …

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What the financial crisis did and didn’t change

On the brink of crumbling a decade ago, America’s financial system was saved by an extraordinary rescue that revived Wall Street and the economy yet did little for individuals who felt duped and left to suffer from the reckless bets of giant banking institutions. The government intervention shored up the …

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Decade later: Safer financial system yet much hasn’t changed

On the brink of crumbling a decade ago, America’s financial system was saved by an extraordinary rescue that revived Wall Street and the economy yet did little for individuals who felt duped and left to suffer from the reckless bets of giant banking institutions. The government intervention shored up the …

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US home loan originations have dropped to a 4-year low

Weakening mortgage demand caused by rising mortgage rates has slowed loan originations to its lowest level since Q1 2014, according to Attom Data Solutions latest report. In Q2 2018, the number of loans secured by a residential property declined 16 percent quarter-over-quarter and 27 percent year-over-year to 1,527,433. Purchase loans …

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