(WSVN) – She beat breast cancer and celebrated by buying her dream car, but a few days later, she passed away. Her family wants to keep her car, but they say the bank made a pricey demand, or they would repossess it. It’s tonight’s Help Me Howard with Patrick Fraser.
Simply put, its tough for Steffi.
Steffi Valli: “I am sorry. cries”
Steffi Valli: “She was excited. She was really excited.”
Steffi Valli: “She wanted that car more than anything.”
Steffi Valli: “She got sick, and she passed. It was out of the blue.”
She overcame cancer, but the chemo got her.
Steffi Valli: “getting tissue Oh, thank you.”
Steffi Valli: “To us it’s valuable because it was my mom’s car. My mom’s dream car.”
Steffi Valli: “Pay off the car or voluntary repossession.”
Pay the $36,000 owed immediately or the SUV would be taken from them.
Steffi Valli: “The car is being paid for. I don’t understand what is the issue.”
It might just be an SUV to some people, but when Steffi sees the car, she thinks of the joy it brought her mother when she first got behind the wheel, and she can’t bear the thought of seeing it taken away.
Steffi Valli: “Help me keep that car. Help us to be able to enjoy my mom’s last wish.”
Howard Finkelstein, 7 News Legal Expert: “If the family cannot pay the $36,000 owed on the SUV immediately, yes, the bank can take it back. That’s because the loan is in the mother’s name, and she has passed away, so the bank wants their money or the SUV. But remember, this is a bank and can do whatever they want with their loan.”
They could not have been more gracious or moved more quickly.
Howard Finkelstein: “The way to avoid having to worry about a car being lost due to your death — if you are married, put it in both names, and that way, the surviving spouse can keep making the payments.”
Steffi Valli: “And my mom is probably looking down and happy we were able to keep that car for her. It was her dream, and we are just going to keep going with that legacy.”
Sad story, but glad we could help them a little.
Now if your loved one passes away and has a vehicle in their name you want to keep, if it’s paid for it’s simple — just contact the Division of Motor Vehicles to get the proper form to put it in your name.
Got a problem you want to see become a memory? Need someone to pass it onto? Let us take it away ’cause we will be happy to inherit the problem.