LIVERMORE, Calif. (KGO) — A Bay Area couple received a collection notice demanding payments for a loan they knew nothing about. It all started with a mysterious shipment to the Livermore family‘s home. 7 On Your Side unraveled the puzzle from there.
The couple said they tried unsuccessfully to contact the shipper, Simply Mac.
But after a debt collector demanded payment seven months later, they reached out to 7 On Your Side.
We would later learn the computer had been bought online from Simply Mac. Fraud investigators there told 7 On Your Side someone ordered the computer from an IP address 300 miles away from the couple’s home.
The folks at Simply Mac suspect fraud, and says it’s probable someone stole the couple’s identity. They think that same information was used to obtain a loan from a third party lender the company works with, Affirm.
The San Francisco-based company told 7 On Your Side it determined that the Fokes’ information was used by a third party to open an Affirm account: “Upon receipt of their claim, Affirm took immediate action to resolve the matter.”
“I’m so touched by that. I’m just John Doe here,” David said.
You may be wondering why someone would steal David’s identity and use it to send him a computer. Simply Mac says its possible porch thieves were planning to intercept that computer, but they were foiled because the Fokes were home when the computer was delivered. By the way, the Fokes are being allowed to keep the computer for their troubles. David plans to take computer lessons.
Take a look at more stories and videos by Michael Finney and 7 On Your Side.